Payment Reconciliation Software & Systems | Automated reconciliation

OVERVIEW

Intelligent reconciliation processors for your growing payment

End to end dispute and chargeback management

Data integration and reconciliation automation

Real-time transaction matching and reporting

Our reconciliation offering is a powerful, AI-driven platform tailored for financial institutions to streamline complex multiparty data reconciliation.

Advanced analytics and dashboarding with NLP

Cross-border and multi-currency reconciliation

NLP based report generation

Why FSS Reconciliation

Features that automate Reconciliation efficiency and accuracy

Our Reconciliation solution equips financial institutions with the infrastructure to automate complex reconciliation workflows, ensuring rapid, accurate results and reducing manual intervention

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Processes up to 300,000 reconciliations per second.

AI-based rule-matching engine for optimal transaction accuracy.

Multi-system integration supporting SWIFT, RTGS, and other cross-border systems.

Advanced dashboarding with NLP-powered insights & visualizations.

How it Works

Deploy with Flexibility:
On-premise, Hosted, or SaaS

Choose the deployment model that best fits your infrastructure and operational needs.

Seamless Integrations

Integrate data and configure workflows with system touchpoints.

Data Automation

Automate data ingestion and transformation.

Intelligent Matching

Match transactions with AI-driven rule engines

Monitoring

Reconcile with real-time processing and dynamic dashboards.

Reporting

Report insights and resolve discrepancies efficiently.

THE FSS ADVANTAGE

Transform Your Reconciliation
Process with Key Benefits

Unlock the power of automation, accuracy, and scalability with the experts in reconciliation.

Faster reconciliation cycles with reduced manual efforts by up to 70%.

Enhanced data security with end-to-end encryption and two-factor authentication.

Cost savings of up to 50% compared to semi-automated processes.

Increased operational efficiency through scheduler-based batch processing

Real-time insights and intelligent dashboards for proactive decision making.

Most reliable reconciliation platform in the industry

F A Q s

Frequently Asked Questions

FSS Smart Recon is an AI‑driven payment reconciliation software designed to automate complex, multi‑source reconciliation workflows across digital payment channels (cards, ATMs, UPI, wallets, gateways). It supports real‑time transaction matching, exception handling, and dispute management with dashboards and NLP‑powered insights.

Smart Recon handles a wide variety of transaction types including:

Cards (debit, credit, prepaid)
ATM transactions (cash, dispense/load/closing balance)
Instant payments (IMPS, UPI, NEFT, RTGS, Aadhaar Pay)
Wallet load, spend, and wallet-to-wallet transfers
Gateway and alternate payments

Automated ingestion from multiple systems (CBS, switch, host, payment gateway)
AI and rule‑based transaction matching, auto‑resolving up to 70% of exceptions
Machine learning settlement engine to detect new file components and expedite settlement (~80% faster)
Scheduler‑based batch processing and real‑time cycles for intraday reconciliation

The platform includes end‑to‑end dispute workflows with APIs for instant dispute management, escalations, and chargebacks. Automated alerts and messaging ensure compliance with regulator TATs.

Can process up to 300,000 reconciliations per second
Multi-format integration across SWIFT, RTGS, CBS, and proprietary switches
Real‑time analytics, dashboards with NLP insights, and robust exception management
Deployed by tier one and neo‑banks globally, offering managed services and support

Intelligent dashboards show replicated records, matched vs unmatched volumes, exception categories
Traceable audit logs, multilingual error messaging, GL tally reports and balance validation (including ATM cash tallies)

Build reconciliation infrastructure that
grows